Financial Planning

The things you see yourself doing when 9-5 no longer belongs to someone else. The places you picture yourself exploring. The people you intend to spend it all with. If you can imagine the way you want to retire, you can plan for it.

With employer pensions on the decline and uncertainty surrounding Social Security, retirement planning is more important than ever. At Benifit Asset , we can help you understand exactly how much you'll need to retire the way you want, and develop an income strategy to get you there.

We'll look at your expenses, priorities, and goals and help you put your money to work, so you can take some well-deserved time off.

Long-term care is something that most people may not think they need, or might think is covered by health insurance or Medicare. The fact is, if you live to be 65, there's a 70% chance you'll eventually need some kind of long-term care.

But aging isn't the only reason to plan for long-term care. it's there for you if a chronic illness or disabling injury prevents you from living on your own or properly caring for yourself, no matter how old you are. Long-term care helps with day-to-day tasks like bathing, eating, getting dressed, and getting in and out of bed. And it includes care provided by nursing homes, assisted living facilities, adult day care centers, hospice facilities, and skilled nurses or home health aides in your (or your loved one's) home. If you're not the one who needs it, there's a good chance you'll need to help care for a loved one. And having a long-term care plan in place can help you continue to live well without sacrificing the income, investments, and savings you've worked so hard for.

We often hear about the importance of starting early to save for retirement, but it's hard to visualize the difference that starting early can make. Regardless of the rate of return (as long as it's greater than zero) a person who only saves from ages 25-35, will always have considerably more money by age 60, than the person who saved from ages 35-60. Thanks to compounding interest, you can end up with more money, after saving for fewer years, as long as you start earlier.

One thing you can be assured of is having an exceptional team of people working hard to earn and keep your trust as we pursue your vision of the future together.

Your business is our business. From initial startup to eventually passing your business on, we're here to help you at every stage. From protecting against risk and managing growth, to attracting and retaining the top talent, our business services will be there to guide you.

As a business owner, you probably have lots of standing questions, like:

• How can I attract the best people to best grow the business?
• If I get hurt or die, what happens to my business?
• Do my suppliers and vendors feel confident that my business will offer continuous service?
• Can my business fund the retirement I envision?